Blog · Owner Resources
Owner Resources
Electrical insurance guides in owner resources, written and reviewed by Nate Jones, CPCU.
- Owner Resources
Do Electricians Need a License? A State-by-State Reality Check
Most states license electricians, but not the same way — the three licensing postures, the journeyman-to-master ladder, and how to check your state.
- Owner Resources
Business Structure for an Electrical Contractor: LLC or S-Corp?
How an electrical contractor picks a structure — sole proprietor, partnership, corporation, S corporation, or LLC — and why it shapes liability and taxes.
- Owner Resources
Hiring and Retaining Licensed Electricians
The labor reality of electrical work — recruiting licensed hands, building the apprentice-to-master pipeline, and why crew retention is loss control.
- Owner Resources
How to Prepare an Electrical Business for Sale
Getting an electrical business sale-ready: clean books, transferable relationships and license, less owner-dependence, and an organized insurance file.
- Owner Resources
How to Reduce Liability and Comp Claims in an Electrical Business
A loss-control playbook for electrical owners — safe-work discipline, workmanship records, service-truck safety, and how fewer claims read to underwriters.
- Owner Resources
How to Start an Electrical Business
A roadmap for starting an electrical business: choosing a structure, the licensing path, first crew and trucks, customers, and insurance.
- Owner Resources
OSHA Electrical Safety for Electricians: What the Rules Require
OSHA’s two electrical standards — construction and general industry — plus NFPA 70E, what they require, and how compliance reads to underwriters.
- Owner Resources
SDE vs EBITDA for Electrical Contractors
How buyers measure an electrical contractor’s earnings — SDE for smaller owner-run shops, EBITDA for larger managed businesses — and why the base matters.
- Owner Resources
What Insurance Do GCs Require From Electrical Subs?
What a general contractor requires from an electrical sub — general liability, additional-insured status, a certificate, workers comp, auto, and umbrella.
- Owner Resources
What Is an Electrical Business Worth? Valuation Explained
How an electrical contracting business is valued: earnings times a multiple, adjusted for risk. What SDE and EBITDA mean, and why an appraisal matters.
- Owner Resources
Who Buys Electrical Businesses? PE Consolidation in the Trades
The private-equity platform-and-bolt-on model reaching the electrical trades: what a financial buyer values, and what it means if you may sell.
- Owner Resources
Workers’ Comp Cost Levers for an Electrical Business
The operational levers that move an electrical contractor’s workers’ comp cost: the experience mod, class codes, a safety program, and return-to-work.
Have a question about your electrical operation?
Talk to a specialist who writes the electrical class — residential service, commercial and industrial systems, and power-line work — or start a quote.