Services
Electrical insurance by the work you do
Residential service and remodel electricians, commercial and industrial systems contractors, and power-line and utility crews run different risk profiles and lead with different coverage lines. We write each to its own operation, not off one generic form.
Residential Electrical Insurance
Insurance for electrical contractors doing service and remodel work in occupied homes — house wiring, panel upgrades, service calls, lighting, and rewires. The occupied-space service segment, where an electrical-fire tail in a finished home, and a crew working inside a customer’s space, drive the risk profile. This page is ABOUT the contractors who serve homeowners — never homeowner insurance.
Learn more →Commercial & Industrial Electrical Insurance
Insurance for commercial and industrial electrical contractors — new-construction electrical, fire and security alarm systems, industrial and maintenance work, and design-build. The systems-and-scale segment, where larger contract values, additional-insured and wrap-up requirements, and the professional-liability exposure of design-build work drive the risk profile.
Learn more →Power Line Contractor Insurance
Insurance for power-line and utility-adjacent electrical contractors — overhead and underground line work, right-of-way, and utility-adjacent scope. The severity segment, where arc-flash and electrocution workers compensation exposure, bucket-truck commercial auto, and the high umbrella limits utilities and prime contracts demand drive the risk profile — a distinct operation from the shop-and-service pillars.
Learn more →Whichever segment you work, start with a quote or see the coverage lines an electrical program carries.